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Frequently Asked Questions


Q. What are the restrictions on the type of mobile devices that can be used to access accounts?

A. The Your Community Banking Mobile Solution is phone device agnostic. It works with any web-enabled mobile phone device whose network allows secure SSL traffic.


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Q. What functions can I perform from my mobile device?

A. Provided that Your Community Bank has given you access, you can:

  • View Transaction History
  • View Account Balances
  • Transfer Funds between Accounts
  • Pay Bills to existing Payees
  • View Alerts 

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Q. How do I know if my transfer or bill payment was entered successfully?

A. Each time you make a transfer or bill payment, a confirmation SMS Text Message will be sent to your mobile devise. If you do not receive a confirmation text message, double check to make sure the transaction went through.


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Q. What if I no longer want to be a mobile user?

A. Log in to Your Community Bankís online banking site>Select Options>Mobile Settings>Deselect Activate Mobile Banking Access>Click Agree.


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Q. What happens if I lose my mobile device?

A. Since your account data is not stored on your mobile device, your information cannot be stolen. When you replace your device, simply edit your Mobile Settings and make any changes to the wireless Provider and/or Phone Number.


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Q. Why canít I add a new payee?

A. Functionality is limited to sending payments to already established payees. To add a new payee, Log in to the online banking site, select Bill Payment, and add a new payee. You can then submit payments to that payee via your mobile device.


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Q. What happens if I lose communication/signal during a transaction?

A. When you complete a transaction from your mobile device (bill payment, funds transfer, etc.) you will receive an SMS Text Message as confirmation that the transaction was successful. If you do not receive this message due to a dropped call or lost signal, check your accounts and re-submit any transactions that did not process.


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Q. What do I need to do if I get a new phone?

A. If you simply get a new phone, but are using the same phone number and provider, no changes on your part are necessary. If you switch providers and/or phone numbers, log in to your online banking account via the Internet and update your information on the Options>Mobile Settings page. You will not receive SMS Text Messages regarding Mobile Banking transactions if your phone number is not correct.


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Q. How can I search for a transaction?

A. You will only be able to view 15 days worth of transaction history on your mobile device. There is not a search feature.


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Q. Can I use any mobile device to access my accounts?

A. Yes You can access your accounts via any mobile device that is web-enabled and allows secure SSL traffic. The only difference is that SMS Text Messages will be sent to the device entered when enrolling for mobile banking, not any device from which you perform a transaction.


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Q. Can I add a new Bill Payment Payee via mobile banking?

A. No. You can only add payments to payees already established through your traditional Internet-based online banking.


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Q. How do I delete a Bill Payment that I set up through my mobile device?

A. You must log in to the Internet-based online banking and delete the payment from the main menu of the Bill Pay module.


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Q. When I try to enter an amount for a bill payment or transfer, I canít enter any numbers, only letters. Why?

A. Check your phoneís settings to make sure you donít have Alpha-only enabled on the keypad.


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Q. What if I canít get my mobile device to work with Internet Banking?

A. There are a number of reasons that you may experience trouble accessing the mobile version of Internet banking on your phone. To use the mobile version, your phone will need to meet the following minimum requirements:

  1. You must first enroll through traditional Internet banking before you can gain access.
  2. Your mobile device must be web-enabled.
  3. Your mobile network must allow secure SSL traffic. (You may need to contact your mobile provider to determine this.)


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