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Personal Lending Options

Home Equity Line of Credit

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Home equity lines of credit are secured by the equity in your home. You decide when and the amount to borrow (up to your available limit). There are some advantages to having a home equity. The interest you pay could possibly be tax deductible (consult your tax advisor regarding deductibility of interest). YCBs home equity is flexible, you decide when and how much to borrow. You have the option to make interest only payments and there is no minimum draw requirement.

Home Equity Installment

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If you're a home owner with equity in your home, then Your Community Bank's Home Equity Installment Loan may be the right loan for you. Use your home as collateral to finance home improvements, bill consolidation, college tuition, a new car and more.

Auto Loans

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Are you ready for a new or used car? Maybe it's time to purchase that boat you've always wanted or an RV to travel the country in. Whatever your dream, we have the loan to make it possible. Whether it rides on water or the highway, you'll be in the driver's seat with a loan from Your Community Bank.

Personal Loans

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We offer a variety of products to meet all of your borrowing needs. Secured and unsecured terms are available. Your Community Bank offers competitive rates and discounted rates are available with automatic payment from a Your Community Bank check account.

 

Home Equity loans offer a potential tax deduction on the interest you pay. Consult your tax advisor regarding deductibility of interest.