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Personal Checking

All YCB Checking Account Perks:

Account Interest Monthly Service Charge Paper Statements Opening Deposit Daily Balance to Avoid Service Charge Key Perks
Max Rewards

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~~ $7
How to Waive
No minimum balance required. $50 to open account. Limit of 2 debit cards per account. Monthly Service Fee of $7.00 per month which may be reduced with signature-based debit card activity rebate. Maximum rebate is $7.00 per month per account. Rebate will be credited at the end of each statement cycle as follows: one debit card - $0.25 per signature-based debit up to a maximum of 28 transactions (or $7.00); two debit cards - $0.25 per signature-based debit up to a maximum of 14 transactions (or $3.50)per card. Rebate amounts may be subject to IRS reporting.
$3.25
How to Waive
Sign up for e-Statements
$50 $0 Key Perks
1. Local & national discounts on dining, shopping, services, and travel
2. Personal Identity & Payment Card Protection
3. $5,000 Travel Accidental Death Insurance
4. One box of basic checks on us per year
5. Receive your VISA debit card instantly upon account opening
e-Checking

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~~ $10
How to Waive
Fee avoided if balance does not fall below daily minimum balance requirement.
$3.25
How to Waive
Sign up for e-statements
$50 $0 Key Perks
1. No minimum daily balance
2. Unlimited check writing
3. Receive your VISA debit card instantly upon account opening
Fifty Plus

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See Rates $10
How to Waive
Daily minimum balance requirement is $100 or $5,000 average total relationship
(any combination of DDA, Savings, and CDs), to avoid a $10 service charge.
$0 $50 $100 Key Perks
1. Paper statements included
2. Up to $10 non-YCB ATM rebate per statement cycle
3. Up to 2 basic check orders per calendar year
4. Receive your VISA debit card instantly upon account opening
New Opportunity

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~~ $12.95/$9.95
Details
Monthly service fee: $12.95 without direct deposit, $9.95 with direct deposit.
$3.25
How to Waive
Sign up for e-statements
$50 $0 Key Perks
1. Reestablish your financial credibility
2. Unlimited transactions
3. Receive your VISA debit card instantly upon account opening
Interest Checking

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See Rates $15
How to Waive
Fee avoided if balance does not fall below daily minimum balance requirement.
$3.25
How to Waive
Sign up for e-statements
$50 $1,500 Key Perks
1. Earns competitive interest
2. Unlimited transactions
3. Receive your VISA debit card instantly upon account opening
Health Savings

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See Rates $0 $3.25
How to Waive
Sign up for e-statements
$0 $0