Apply for an account today!

CDs & IRAs

CDs

Certificates of deposit are ideal for investors seeking growth and security. Your Community Bank offers CDs with terms to suit your needs - from 30 days to 5 years. Interest is paid and compounded quarterly. Automatic renewal is available. Early withdrawal penalties may apply.

Certificates of Deposit

see rates
inquire online

 

IRAs

All of our IRA products offer flexible terms and attractive interest rates. IRA options include:

Traditional IRA

see rates
inquire online

With a traditional IRA, maximum annual contribution applies. In most cases, interest is tax-deferred. Please consult a tax advisor regarding specific tax-related questions.

Educational IRA

see rates
inquire online

Education IRAs allow you to save for qualified higher educational expenses for a beneficiary. Contributions are allowed prior to the beneficiary turning 18, and contributions may not exceed $2,000 per beneficiary per year. Consult your tax advisor to see if an Educational IRA is right for you.

Roth IRA

see rates
inquire online

A Roth IRA can provide a tax free income for your retirement. The Roth IRA is a non-deductible
account that features tax-free withdrawals for certain distribution reasons after a five year holding
period. Consult your tax advisor to see if a Roth IRA is right for you.