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Card Services

VISA Debit Cards

VISA debit cards are quicker than making a trip to the Automated Teller Machine (ATM), more convenient than writing checks, and are much safer than carrying cash.

Learn MoreVISA debit cards are accepted at millions of merchant locations worldwide. You can use your VISA debit card to make withdrawals, deposits or transfers at ATMs (deposits or transfers may only be made at Your Community Bank ATMs). VISA debit card purchases are automatically deducted from your checking account so there is no interest to pay. Your monthly bank statement provides you with a detailed record of all your transactions to simplify your record-keeping.

Instant Issue VISA Debit Cards

Receive your Visa debit card on-the-spot when you open your account at most YCB locations. You will select your own PIN when you receive your new Instant Issue Visa Debit Card.

To activate your new instant issue debit card: Visit any YCB (ATM) and conduct a balance inquiry using your new Personal Identification Number (PIN).

VISA Debit Card received by mail

If your debit card has expired and a new card is being issued, you can continue to use your previously issued PIN. If you are receiving a new debit card because the previous card was or may be compromised, you will receive a new PIN in the mail a few days after receiving the new debit card.

To activate a Debit Card received by mail:

  • Visit any YCB ATM and conduct a balance inquiry using your new Personal Identification Number (PIN).
  • Online: Login to your online banking account and select “options”.
  • Phone: Call 812-981-7357 and select “option 8” (available 24 hrs).

To cancel a lost or stolen VISA Debit Card:

  • Phone: Call 812-981-7357 and select “option 8” (available 24 hrs).
  • Online: Login to your online banking account and select “options”.
  • Contact: Customer Service

Using your card abroad?

Let us know before you go by calling customer service at 866-944-2004.

Credit Cards

We are excited to be able to provide you with a more robust rewards program, better online account management, and a faster application process. Click the link below to see which card option is right for you. If you have any questions, please call 866-244-2004.

Pick the best rewards card for you!

Apply for a credit card today by clicking the link below.


Registering or accessing your account, click on the link below.

Access my account  

Gift Cards

Your Community Bank VISA Gift Card is a prepaid card that can be used at millions of locations where VISA is accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser.

  • A Gift Card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
  • The recipient can use the Gift Card to buy what they want, when they want.
  • Offers all the protection and security features you’ve come to expect from VISA – Your Community Bank VISA Gift Card can be replaced if lost or stolen.

Click here for Gift Card Online Access!

To report a lost or stolen Gift Card please call member services at 1-888-621-1397, 24 hours a day, 7 days a week.

Want to purchase Gift Cards in large quantities? The broad appeal of Gift Cards makes them perfect for employee incentives or customer rewards. Learn more about purchasing Gift Cards in larger quantities by contacting a banking center near you!