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Merchant Services

Your Community Bank can provide a variety of solutions for all of our customers’ credit card processing needs. We have partnered with the nation’s third largest credit card processor and are able to offer processing solutions for the following:

  • Visa, MasterCard, & Discover
  • Pin-based Debit
  • Commercial Cards
  • Purchasing Cards Level III
  • Fleet Cards
  • EBT

We understand that choosing the right payment partner can be critical to your bottom line. When compared to other processing networks, Your Community Bank, along with the Elavon Network, can deliver the most powerful platform in the industry. MasterCard has rated the Elavon Network #1 for reliability and availability. Redundancy is built into every system, which assures 100% uptime and extends a peace of mind during peak sales seasons.

Your Community Bank can also provide our valuable customers with a variety of products that can offer additional revenue streams as well as assist in making operations more streamlined. A few of these value added products are gift cards, loyalty cards, check guarantee and conversion.

Here are some additional benefits that Your Community Bank can offer each of our processing merchants:

  • 24 hour fund availability on Visa MasterCard, & Discover into a Your Community Bank checking account
  • Mirrored rates on Visa, MasterCard & Discover
  • One Statement for all card types
  • No Annual fees
  • Billed on Net vs. Gross
  • No daily billing
  • Point of sale solutions that meet the business environment
  • Software & Internet Processing solutions
  • On-line reporting options


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