Apply for an account today!

8:30 am – 5:00 pm EST
Monday – Friday

Card Services

VISA Debit Cards

VISA debit cards are accepted at millions of merchant locations worldwide. VISA debit cards are quicker than making a trip to the ATM, more convenient than writing checks, and are much safer than carrying cash. VISA debit card purchases are automatically deducted from your checking account so there is no interest to pay. Your monthly bank statement provides you with a detailed record of all your transactions to simplify your record-keeping.

With a Visa Debit Card you have the access to:

  • Make withdrawals
  • Make deposits or transfer at YCB ATMs
  • Make purchases wherever Visa debit cards are accepted
  • Monitor your transactions through Online Banking or by viewing your monthly statement

How to Activate Visa Debit Card

VISA Debit Card received by mail

If you are a new cardholder, your PIN will arrive separately within the next few days. If you are receiving a reissued card, you may continue to use your current PIN.

To activate a Debit Card received by mail:

  • Visit any YCB ATM and conduct a balance inquiry using your new Personal Identification Number (PIN).
  • Online: Login to your online banking account and select “options”.
  • Phone: Call 812-981-7357 and select “option 8” (available 24 hrs).

Report a lost or stolen Visa Debit Card

To cancel a lost or stolen Debit/ATM card:

  • Phone: Call 812-981-7357 and select “option 8” (available 24 hrs).
  • Online: Login to your online banking account and select “options”.
  • Contact: Customer Service

Using your card abroad?

Let us know before you go by calling customer service: 812-981-7750 or 866-944-2004.

Credit Cards

As of July 1, 2013, YCB has partnered with a NEW consumer and business credit card provider.  We are excited to be able to provide you a more robust rewards program, better online account management, and a faster application process. If you have any questions, please dial 812-981-7750.

Apply for a credit card today by clicking the link below.


Registering or accessing your account, click on the link below.

Access my account  

Gift Cards

Your Community Bank VISA Gift Card is a prepaid card that can be used at millions of locations where VISA debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser. As a business owner, you can purchase Gift Cards in large quantities.

  • A Gift Card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
  • The recipient can use the Gift Card to buy what they want, when they want.
  • Offers all the protection and security features you’ve come to expect from VISA
  • Your Community Bank VISA Gift Card can be replaced if lost or stolen.

Click here for Gift Card Online Access!

Report a lost or stolen Credit Card:

To report a lost or stolen Gift Card please call member services at 1-888-621-1397, 24 hours a day, 7 days a week.

Want to purchase Gift Cards in large quantities? The broad appeal of Gift Cards makes them perfect for employee incentives or customer rewards. Learn more about purchasing Gift Cards in larger quantities by contacting a banking center near you!