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As of: July 23, 2008
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Prestige Checking
($0 - $1,499)		0.10%
Prestige Checking
($1,500 - $4,999)		0.20%
Prestige Checking
($5,000 - $9,999)		0.35%
Prestige Checking
($10,000 +)		0.83%
 
Maximum Money Market^
($0 - $9,999)		1.03%
Maximum Money Market^
($10,000+)		2.09%
 
New!
16 Month		4.08%
New!
11 Month		3.80%
 
More Rates!

Rates listed above are Annual Percentage Yield (APY).
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Online Banking
Personal Banking

Checking Accounts

Account Type More Info Minimum Initial Deposit Daily Balance to Avoid Service Charge Monthly Service Charge Transaction Limits
Simply Free Checking
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No Minimum $0 $0 Unlimited

Simply Free

Makes Checking Easy. This FREE account provides the benefits you need at a great value. 

Account Highlight:

  • No minimum balance, no monthly service charge, no minimum daily balance requirement!

Account Features:

  • New Feature: FREE e-Alerts
  • New Feature: FREE e-Statements
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Bill Pay
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Safe deposit box discountˆ
  • Notary service available
  • Traveler’s checks available
  • Cashier’s checks available
  • Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.
ˆAuto-withdrawal required to receive discount.

Student Checking
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No Minimum $0 $0 Unlimited

Student Checking***

Whether you are going away to college, or staying home, this account offers the flexibility for the active student!

Account Highlight:

  • Get up to four FREE Non-YCB ATM transactions (or up to $10 Non-YCB ATM fees) per statement cycle. 

Account Features:

  • New Feature: FREE e-Alerts
  • New Feature: FREE e-Statements
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Bill Pay
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Safe deposit box discountˆ
  • Notary service available
  • Traveler’s checks available
  • Cashier’s checks available
  • Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.
***For students under 18 years of age, a parent/guardian must be a joint-owner on the account.
ˆAuto-withdrawal required to receive discount.

New Opportunity Checking
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$25 N/A $9.95/$6.955
 Unlimited

New Opportunity Checking

Have you ever mishandled your checking account? New Opportunity Checking lets you rebuild your record and reestablish your financial credibility.

Account Highlight:

  • No minimum balance requirement after initial deposit! Plus, enjoy great features of a traditional checking account!

Account Features:

  • New Feature: FREE e-Alerts
  • New Feature: FREE e-Statements
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Bill Pay
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Safe deposit box discountˆ
  • Notary service available
  • Traveler’s checks available
  • Cashier’s checks available
  • Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.
ˆAuto-withdrawal required to receive discount.

Fifty Plus Checking
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No Minimum $1001 $10 Unlimited

Fifty Plus

Tailored to customers age 50 and over.

Account Highlight:

  • Pays competitive interest.

Account Features:

  • New Feature: FREE e-Alerts
  • New Feature: FREE e-Statements
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Bill Pay
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Safe deposit box discountˆ
  • Notary service available
  • Traveler’s checks available
  • Cashier’s checks available
  • Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.
ˆAuto-withdrawal required to receive discount.

Prestige Checking
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No Minimum $1,5002 $15 Unlimited

Prestige

Our top of the line checking account offering great benefits and competitive interest.

Account Highlight:

  • Pays competitive interest.

Account Features:

  • New Feature: FREE e-Alerts
  • New Feature: FREE e-Statements
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Bill Pay
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Safe deposit box discountˆ
  • Notary service available
  • Traveler’s checks available
  • Cashier’s checks available
  • Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.
ˆAuto-withdrawal required to receive discount.

Health Savings
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No Minimum $0 $0 Unlimited

Health Savings***

Health Savings Accounts (HSAs) were created by the Medicare bill signed by President Bush on December 8, 2003 and are designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis.

Account Highlight:

  • Works like checking account that functions like an IRA and pays competitive interest.

Account Features:

  • New Feature: FREE e-Alerts
  • New Feature: FREE e-Statements
  • FREE ATM/Debit card
  • FREE Online banking
  • FREE Bill Pay
  • FREE Money transfers*
  • FREE EZswitch kit
  • ZERO fee ATM transactions**
  • 24-hour telephone banking
  • Safe deposit box discountˆ
  • Notary service available
  • Traveler’s checks available
  • Cashier’s checks available
  • Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.
***Account subject to $25 setup fee.
ˆAuto-withdrawal required to receive discount.
Please Note: The Internal Revenue Service (IRS) limits use of this account to qualified medical expenses, any non-qualified expenditures must be reported to the IRS.

Money Market
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Varies $5003 $44 Up to 6 withdrawals per month**

Money Market*

Makes your money work for you. Pays high interest and the benefits you enjoy.

Account Features:

  • Pays competitive interest (based on deposit amount)
  • Consolidated monthly statements

Apply Now View Rates

*Account parameters may vary for special Money Market offers.

 

Click on "More" and "Hide" to view and hide additional details about each account type.
1Or, total deposit relationship of $5,000 or more.
2Or, total deposit relationship of $10,000 or more.
3Daily balance requirement may vary for special Money Market offers.
4Fee charged only if balance falls below minimum daily balance requirement. Fee may vary for special Money Market offers.
5Monthly service fee: $9.95 per month or $6.95 per month with Direct Deposit.
**No more than 3 can be check. May be subject to excessive transaction fees. Excessive abuse of transaction limits may require account conversion to Simply Free Checking.

 

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