Checking Accounts

Your Checking*

Our best checking account for only $7.00 a month!

Unlimited Checking

• With your Checking, there are no minimum balance requirements or per-check charges.

Free Checks

• Receive your personally imprinted checks at no additional cost (one style, one box per order). Estimated annual value of $16.

Free Debit/ATM Card

• There are never any charges when you use your Debit/ATM Card at any of the 4,500 Alliance One ATMs nationwide. Plus, you don’t have to worry about carrying large amounts of cash. Just use your card instead of writing a check or paying cash, and the funds will come directly out of your checking account.
  

$5,000 Travel Accidental Death Insurance

• You’re protected with $5,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier (scheduled airline, bus, taxi and train). Estimated annual value of $12.
  

Payment Card Protection

• If you ever lose a registered card, debit, or ATM card, simply call 1-877-CARD123, and all your card issuers will be notified for you. Estimated annual value of $15.
  

Personal Identity Protection

• Protect yourself with tips to prevent and resolve identity theft incidents. Should you become a victim, you are eligible for reimbursement for up to $1,000 in direct costs associated with recovering your identity. Estimated annual value of $15.
  

Free 24-Hour Telephone Banking

• Free 24-Hour Telephone Banking 1-888-291-9415
  

Free New Safe Deposit Box

• Receive a free 3 x 5 safe deposit box FREE for one year (subject to availability). Estimated annual value of $12.
  

Free Traveler's Checks and Official Checks

• Just stop by the bank, and we’ll provide these at no charge.
  

Check Images with Statement

• Enjoy the convenience of receiving images of your checks on your monthly statement.
  

Local and National Dining Savings

• Enjoy savings of up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries, for catering, take-out and delivery. Estimated annual value of $100.
  

Local and Online Shopping Discounts

• Enjoy access to discounts at a variety of retailers locally and online. Take advantage of savings on clothing, electronics, jewelry, books and much more! Estimated annual value of $25.
  

Local Services Discounts

• Save up to 50% on professional services including dry cleaning, business services, photography, house cleaning, lawn care and home security. In addition, you’ll enjoy discounted rates on various automotive services such as engine repairs, oil changes, new tires, bodywork and more! Estimated annual value of $25.
  

Travel, Hotel, and Recreation Discounts

• Save up to 50% at over 15,000 hotels in popular destinations worldwide. Enjoy easy online access to discounts at properties such as Hilton, Sheraton, Residence Inn by Marriott, Holiday Inn and many more! Enjoy preferred rates at several of the nation’s largest condo resort rental companies and save 10-25% on car and RV rentals. Also, take advantage of discounts on golf and ski vacation packages, airfare, theme park admissions, sporting event tickets and many other exciting activities. Estimated annual value of $150.
  

Emergency Travel Assistance Service

• Travel with the peace of mind that help is as close as a phone call if you need emergency cash or assistance with lost/stolen luggage or travel documents. Estimated annual value of $15.
  

Total Potential Additional Value = $385!

All for one low monthly membership fee of only $7!

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*Some benefits are provided by third parties, such as AIG Domestic Accident & Health Division and Member Headquarters Association.

Simply Free

Makes Checking Easy. This FREE account provides the benefits you need at a great value. 

Account Highlight:

• No minimum balance, no monthly service charge, no minimum daily balance requirement!

Account Features:

• FREE Mobile Banking
• FREE e-Alerts
• FREE e-Statements
• FREE ATM/Debit card
• FREE Online banking
• FREE Bill Pay
• FREE Money transfers*
• FREE EZswitch kit
• ZERO fee ATM transactions**
• 24-hour telephone banking
• Traveler’s checks available
• Cashier’s checks available
• Direct deposit available

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*Money transfers from checking to savings.
**Foreign bank fees may apply.

New Opportunity Checking

Have you ever mishandled your checking account? New Opportunity Checking lets you rebuild your record and reestablish your financial credibility.

Account Highlight:

• No minimum balance requirement after initial deposit! Plus, enjoy great features of a traditional checking account!

Account Features:

• FREE Mobile Banking
• FREE e-Alerts
• FREE e-Statements
• FREE ATM/Debit card
• FREE Online banking
• FREE Bill Pay
• FREE Money transfers*
• FREE EZswitch kit
• ZERO fee ATM transactions**
• 24-hour telephone banking
• Traveler’s checks available
• Cashier’s checks available
• Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.

Interest Checking

Our top of the line checking account offering great benefits and competitive interest.

Account Highlight:

• Pays competitive interest.

Account Features:

• FREE Mobile Banking
• FREE e-Alerts
• FREE e-Statements
• FREE ATM/Debit card
• FREE Online banking
• FREE Bill Pay
• FREE Money transfers*
• FREE EZswitch kit
• ZERO fee ATM transactions**
• 24-hour telephone banking
• Traveler’s checks available
• Cashier’s checks available
• Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.

Health Savings***

A Health Savings Account is an easy way to put aside money for routine health expenses funded with pre-tax dollars. Having a high-deductible insurance plan may actually lower your health insurance premiums because it allows you to use a tax-advantage HSA. There are NO MONTHLY FEES and a FREE debit card is included allowing easy access to your funds. You decide how much to put into the account and use the money to pay medical expenses as you need it, including expenses your insurance may not cover. Please speak with a customer representative for more information.

Account Highlight:

• Works like checking account that functions like an IRA and pays competitive interest.

Account Features:

• FREE Mobile Banking
• FREE e-Alerts
• FREE e-Statements
• FREE ATM/Debit card
• FREE Online banking
• FREE Bill Pay
• FREE Money transfers*
• FREE EZswitch kit
• ZERO fee ATM transactions**
• 24-hour telephone banking
• Traveler’s checks available
• Cashier’s checks available
• Direct deposit available

Apply Now View Rates

*Money transfers from checking to savings.
**Foreign bank fees may apply.
***Account subject to $25 setup fee.

Your Community Bank makes the Health Savings Account available as a custodian only. The Your Community Bank Health Savings Account is intended to qualify as a Health Savings Account as set forth in Internal Revenue Code Section 223. The account beneficiary that establishes the HSA is solely responsible for ensuring he/she satisfies the Health Savings Account eligibility requirements set forth in Section 223. If an individual/employee establishes a Health Savings Account and he/she is not otherwise eligible, he/she will be subject to adverse tax consequences. We recommend that HSA applicants and/or employers contacted qualified tax or legal counsel before establishing a Health Savings Account.

Money Market^*

Makes your money work for you. Pays high interest and the benefits you enjoy.

Account Features:

• Pays competitive interest (based on deposit amount)
• Consolidated monthly statements

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*Account parameters may vary for special Money Market offers.

Bonus Benefits

A package of additional benefits available to our Simply Free and Interest Checking customers for only $5 per month!

Free Checks

• Receive your personally imprinted checks at no additional cost (one style, one box per order). Estimated annual value of $16.

Check Images with Statement

• Enjoy the convenience of receiving images of your checks on your monthly statement.
  

$5,000 Travel Accidental Death Insurance

• You’re protected with $5,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier (scheduled airline, bus, taxi and train). Estimated annual value of $12.
  

Payment Card Protection

• If you ever lose a registered card, debit, or ATM card, simply call 1-877-CARD123, and all your card issuers will be notified for you. Estimated annual value of $15.
  

Personal Identity Protection

• Protect yourself with tips to prevent and resolve identity theft incidents. Should you become a victim, you are eligible for reimbursement for up to $1,000 in direct costs associated with recovering your identity. Estimated annual value of $15.
  

Emergency Travel Assistance Service

• Travel with the peace of mind that help is as close as a phone call if you need emergency cash or assistance with lost/stolen luggage or travel documents. Estimated annual value of $15.
  

Access to Your Benefits

• You’ll receive a special membership card with your personal number: carry it with you at all times. Once you sign up, your membership card will allow you to access your benefits 24 hours a day, 7 days a week. Just go to yourcommunitybank.com and enter the membership number on the front of your card.
  

All for one low monthly membership fee of only $5!

Your Money Card

Your money card is a reloadable debit card for consumers and can be used anywhere Visa is accepted.

Account Highlights:

• Safer than carrying cash
• Helps you manage your finances
• Accepted wherever you see the Visa Logo

Features:

• Receive your card immediately upon account opening
• ATM Transactions at any Your Community Bank & Alliance One ATM's
• Online and Mobile Banking
• E-statements
• Direct Deposit

Product Details:

• $7 per card issuance ($7 per reissue)
• $2.95 per credit or deposit
• $2.00 per month per paper statement (E-statements are free)