Your Community Bank

As of: July 23, 2008

Prestige Checking ($0 - $1,499)	0.10%
Prestige Checking ($1,500 - $4,999)	0.20%
Prestige Checking ($5,000 - $9,999)	0.35%
Prestige Checking ($10,000 +)	0.83%

Maximum Money Market^ ($0 - $9,999)	1.03%
Maximum Money Market^ ($10,000+)	2.09%

New! 16 Month	4.08%
New! 11 Month	3.80%

Rates listed above are Annual Percentage Yield (APY).

Debit/ATM cards

The Visa debit is similar to a credit card but acts like a check because the purchase amount is deducted from your checking account. Here's why you should have one:

Quicker than making a trip to the ATM, more convenient than writing checks, and safer than carrying cash.
Accepted at millions of merchant locations worldwide.
Use your VISA debit card to make withdrawals, deposits or transfers at ATMs (Deposits or transfers may only be made at Your Community Bank ATMs)
Visa debit card purchases are automatically deducted from your checking account, so there’s no interest to pay.
Simplify your record-keeping—your monthly statement provides you with a detailed record of all your transactions.

To activate a Debit/ATM card:

ATM: Visit any Your Community Bank ATM and conduct a transaction of any type, such as a balance inquiry, withdrawal, etc., using your Personal Identification Number (PIN). If you are a new cardholder, your PIN will arrive separately within the next few days. If you are receiving a reissued card, you may continue to use your current PIN.
Online: Login to your online banking account and select "options"
Phone: Call 812-981-7357 and select “option 8” (available 24 hrs)

To cancel a lost or stolen Debit/ATM card:

Phone: call 812-981-7357 and select "option 8" (available 24 hrs)
Online: Login to your online banking account and select "options"
Contact: Customer Service

Credit Cards

No matter where you go, Your Community Bank credit cards by VISA gives you the flexibility you need.

Choose from these Your Community Bank credit cards by VISA:

Rewards Edition
College Edition
BucksBack Edition
Business Edition

Click here for Credit Card Online Access!

To report a lost or stolen Credit Card:

Please call member services at 1-800-444-6938, 24 hours a day, 7 days a week.

Gift Cards

The Your Community Bank Visa Gift Card is a prepaid card that can be used at millions of locations where VISA debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser.

A Gift Card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
The recipient can use the Gift Card to buy what they want, when they want.
Offers all the protection and security features you've come to expect from VISA - the Your Community Bank VISA Gift Card can be replaced if lost or stolen.

Click here for Gift Card Online Access!

To report a lost or stolen Gift Card:

Please call member services at 1-888-621-1397, 24 hours a day, 7 days a week.

Want to purchase Gift Cards in larger quantities?

The broad appeal of Gift Cards makes them perfect for employee incentives or customer rewards. Learn more about purchasing Gift Cards in larger quantities by contacting a banking center near you!

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