• 
• 
• 
• 
• 

Additional Services Please Select Reorder Checks ATM Locator Credit Card Access Gift Card Access Lockbox Access Lender Online

Tools & Calculators Please Select Calculators EZswitch Kit Services Catalog Product Inquiry

As of: July 23, 2008

Prestige Checking ($0 - $1,499) 0.10% Prestige Checking ($1,500 - $4,999) 0.20% Prestige Checking ($5,000 - $9,999) 0.35% Prestige Checking ($10,000 +) 0.83%   Maximum Money Market^ ($0 - $9,999) 1.03% Maximum Money Market^ ($10,000+) 2.09%   New! 16 Month 4.08% New! 11 Month 3.80%

Rates listed above are Annual Percentage Yield (APY).

Sign up for our eNewsletter Receive news, exclusive offers and more!

Subscribe

Unsubscribe

Turning your dream of home ownership into reality is an important part of our commitment to full-service at Your Community Bank. More consumers in Southern Indiana, Greater Louisville and Nelson County are turning to Your Community Bank for a full range of home lending options.

Let’s face it, getting a mortgage loan can be a daunting, often confusing and time consuming process. Our staff brings years of experience from a bank that has remained local since 1934. Throughout the loan process you will always find a familiar face to welcome you home.

Mortgage Programs

• Fixed Rate Mortgages
• Adjustable Rate Mortgages
• Jumbo Mortgages
• FHA Mortgages
• VA Mortgages
• Construction to Permanent Mortgages
• First Time Homebuyer

Fixed Rate Mortgages

Loan Features:

• No principal and interest payment changes during the loan life
• Loan terms to meet every need

You would want to consider fixed rate mortgages when:

• You plan to be in the home for a long time
• You do not anticipate increasing income
• You want the security of an unchanging principal & interest payment
• Rising interest rate environment

Apply Now

 

Adjustable Rate Mortgages

Loan Features:

• Lower initial payment and interest rate
• Loan terms to meet every need

You would want to consider adjustable rate mortgages when:

• You plan to be in the home for 5 years or less
• You require a lower initial payment
• Declining or stable interest rate environment

Apply Now

 

Jumbo Mortgages

Loan Features:

• Fixed and adjustable rate loans available
• Interest only payment options
• Stated income and reduced documentation options available

You would want to consider jumbo mortgages when:

• Loan amounts required exceed $417,000

Apply Now

 

FHA Mortgages

Loan Features:

• Small down payment requirements
• Fixed rate or adjustable rate mortgages

Your would want to consider FHA mortgages when:

• You are a first time homebuyer
• Have limited savings or gift funds for down payment

Apply Now

 

VA Mortgages

Loan Features:

• Fixed interest rate and payment

You would want to consider VA mortgages when:

• You are a military veteran
• Purchasing primary residence

Apply Now

 

Construction to Permanent Mortgages

Loan Features:

• Fixed rate or adjustable mortgages
• Jumbo loan amounts available
• One time closing for the construction loan and the modification to permanent financing upon completion, saving thousands in closing costs
• Interest only payments during construction

You would want to consider construction to permanent mortgages when:

• You are planning to build a new home

Apply Now

 

First Time Homebuyer

Loan Features:

• Buyer contributions as low as $500
• Accepts utilities and rent payments to build credit histories

Apply Now

Member FDIC | Equal Housing Lender