Your Community Bank

As of: July 23, 2008

Prestige Checking ($0 - $1,499)	0.10%
Prestige Checking ($1,500 - $4,999)	0.20%
Prestige Checking ($5,000 - $9,999)	0.35%
Prestige Checking ($10,000 +)	0.83%

Maximum Money Market^ ($0 - $9,999)	1.03%
Maximum Money Market^ ($10,000+)	2.09%

New! 16 Month	4.08%
New! 11 Month	3.80%

Rates listed above are Annual Percentage Yield (APY).

Cash Management

Streamline your business functions with Cash Management from Your Community Bank. We offer optimum online solutions that will streamline your day-to-day business operations.

Features include:

Allows for multiple company users
Transfer funds between accounts
Make loan payments
Pay down or draw on lines of credit
Check current and prior day balances
View transaction history
Initiate ACH (Automated Clearing House) transactions
Initiate Wire transfers
Initiate stop payments
Communicate with the bank in a secure environment through our Message Center

Business e-Delivery

Sometimes called "Remote Capture" or "Merchant Capture," Business e-Delivery is an electronic deposit solution that allows corporate clients the ability to capture check deposits at their location and transmit the check images (to Your Community Bank) for deposit into the corporate clients' account.

Features include:

Elimination of the physical transport of checks to the branch for deposit
Elimination of the “mail” float
Convenient and safe
Consolidation of deposit account relationships
Increased availability and cash flow
Reduction of fees associated with multiple financial institution relationships
Reduction of deposit errors
Extended deposit deadlines

Lockbox

Lockbox is a comprehensive payment processing solution. One of the most critical areas to any corporate client is the receipt and collection of funds. Your Community Bank's lockbox solution allows incoming payments to bypass your office and come directly to the bank for processing. The payments are processed timely and efficiently, relieving client staff from clerical functions and delivery of deposits to the bank. Remittance data can be provided in both a web based and media format. Both formats allow complete access to payment and remittance information.

Click here to access your Lockbox account

Merchant Services

Your Community Bank provides credit and debit card payment services enabling your customers the convenience of using credit and debit cards. We can also offer electronic point of purchase conversion, check guarantee, and gift/loyalty card programs.

We've partnered with Diversified Acquiring Solutions (DAS) to process and support card transactions, including VISA, MasterCard, American Express and Discover networks. DAS is one of the nations's leading card processing companies.

Features include:

No annual membership fee
No monthly minimum fee
Low equipment costs

For more information about these services, please contact:

Phone: 812-981-0842
Email: treasury@yourcommunitybank.com

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